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Experience and knowledge

And a good deal more

Hello there

There are thousands of mortgages in the market, and trying to understand what’s right for you from the myriad of options can be hard. But that’s where we come in.  We have decades of experience in helping borrowers of all kinds to secure the property finance they need.  More than that, we do all we can to take the stress out of the process, working for you every step of the way right up until your application is approved, and well beyond that if you’ll have us.


Our three partners learned their trade at the UK’s original mortgage broker, John Charcol, where all three have consistently been amongst the top performers for many years.


Our philosophy is built on four key pillars that we apply to every single mortgage we arrange with every single client we have.  It doesn’t matter to us whether you’re arranging a small remortgage or looking to find a large commercial property development, you’ll always get the same personal and professional service. 

When you work with us you'll always feel


We know the mortgage market inside out and have excellent relationships with all the key lenders and many of the specialist ones as well


We are always in control of your application; from the moment we first speak to you right up until your mortgage completes


We make the process stress-free, well, as stress-free as is humanly possible, and easy to understand


We genuinely treat your mortgage application as if it was our very own

Our senior partners

Between them, our three partners have over 60 years of experience in the world of mortgage broking.  And they're so confident in their service and approach that they even put the names on the business name.  Well, sort of.

Elliot Nathan

Senior Partner

Elliot has spent over 26 years in the mortgage market, and has worked across a number of roles, including leadership positions. His clients include first time buyers, remortgagers, buy-to-let professionals, high net worth individuals and hotel developers.  As well as these, he also provides a number of companies with a mortgage advice service for their employees. During his time at John Charcol he was consistently amongst the top performers.


Away from mortgages, Elliot enjoys spending time with his wife and two daughters, as well as following his beloved Tottenham Hotspur

Darren Small

Senior Partner

Darren has 25 years’ experience in the mortgage market gained on both the broker and lender side of the fence.  He began his career at Nat West Bank, holding both adviser and managerial positions. He joined John Charcol in 2000, firstly as a senior mortgage consultant, before leading the most successful and profitable team in the business’s London office.


Most recently, before launching eddge, Darren was a senior partner at John Charcol Associates, looking after a range of clients and working across all sectors of the property finance market.  Outside of work, Darren enjoys spending time with his wife and three sons and following the reds of Anfield.

Darryl Plummer

Senior Partner

Darryl has over 20 years’ experience in the mortgage industry and has worked for both a major UK lender and a leading independent broker, John Charcol. This has provided him with a well-rounded perspective on the market and how it works, something he uses in his everyday dealings with clients and mortgage providers. His approach is to provide a truly personal service, working with all his clients to source and arrange the right mortgage for them from across the entire market.


Away from mortgages, Darryl is an avid fan of street art, touring Europe to find the latest creations. He also enjoys spending time with his wife, daughter and son.  And he likes burgers. A lot.

Our Mortgage Advisers

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Tim Ward

Senior Mortgage Adviser

Tim has spent over 30 years providing independent advice in the mortgage market. Most of his career has been spent with the UK’s original mortgage broker, John Charcol. His clients include first time buyers, remortgagers, buy-to-let landlords and commercial developers.  Tim prides himself on providing a level of service to his clients that always exceeds expectations.


Away from mortgages, Tim is an avid supporter of Brentford FC, having followed them through thin and thinner for 45 years. He is also a motorcycle enthusiast and likes the occasional Pina Colada. And, of course, getting caught in the rain.


Shelini Meswania

Mortgage Adviser

Shelini has worked in the mortgage market since 2017 but has been working in finance since 2009. She prides herself on providing a truly personal service to her clients and is always available to them come rain or shine (although she prefers shine).


Away from mortgages she enjoys combining her two loves of food and travel: regularly exploring new parts of the world and sampling their many cuisines along the way. She is also somewhat of a TV addict, but she’d prefer that we didn’t mention that. Oh well.


Erin McGonigle

Mortgage Adviser

Erin hails from Greenock in Scotland and began her career in mortgages with RBS in 2015. In 2019 she moved to London to work with the eddge team. She most enjoys helping first time buyers onto the property ladder, but already has experience in arranging mortgages for a wide range of different client types.


Away from mortgages you will either find Erin in one of London’s leading eateries or on the slopes skiing like a pro (she really is that good). She is also addicted to the TV programme Real Housewives. But try not to hold that against her.

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Nick Phillips

Mortgage Adviser

Nick has held a number of positions in his time in the mortgage industry. Beginning life as an administrator provided an excellent grounding in what it takes to process a mortgage to the highest standards. Now a mortgage adviser, Nick prides himself on providing a personal and bespoke level of service to all his clients. He works with a wide range of buyers, from first time buyers to investment professionals.


Away from mortgages you will find Nick on the tennis court (he used to compete at county level) or spending time with his wife and two children. He is also a big Arsenal fan, but we try not to hold that against him. Much.

Mortgage Administration


Ben Small

Senior Mortgage Administrator

Ben entered the mortgage world after leaving school, joining Knight Frank as a mortgage administrator. Here, he gained an excellent grounding in the mortgage process. Ben joined eddge as a senior mortgage administrator and is currently also completing his qualifications to become a mortgage adviser, as part of our internal people development programme.


Away from work, Ben is somewhat sport mad. His main obsessions (they really are obsessions) are the reds of Anfield and, across the pond, the Knicks of New York. Baller.

Marketing and Communications


Drew Wotherspoon

Marketing Director

Drew Wotherspoon has worked in marketing roles for over 20 years, many of which have been with leading financial services businesses. These include John Charcol and Towergate. 


He has a broad range of leadership and commercial experience skills that allow him to operate outside a pure marketing role.  However, he is equally at home in “sleeves up” roles, that require high levels of doing, as the more strategic, commercial positions that provide direction and longer term vision.  And he likes words.  A lot.

Let's talk

To get in touch, just click below or give us a call.

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