For our client, a professional tennis player whose career keeps her travelling most of the year, her UK property was spending far too much time off court. Rarely used and sitting empty, she decided it made sense to convert it into a buy-to-let, allowing it to generate income rather than remain idle between tournaments. On paper, however, the rental yield didn’t quite meet standard lender requirements. For many lenders, that would have been game, set and match (sorry, couldn’t

At eddge, we consider ourselves very fortunate to have lots of lovely clients. Yeh, we’re talking to you (and you). In a world that could currently do with as much love as possible, we’ve decided to launch a new little section for the website all about our clients and their businesses.  First up is the truly epic Jo and her even more epic business, Be More Shirley , a bakery like no other (rumours that we started with a food business because, well, we love food, can neither b

Our latest brief look at why having mortgage expertise on your side can really make a difference. Take this recent case. For Jonathan, the dream of moving his family back to the UK after 12 years in New York was fast turning into a bit of a nightmare. With all his income earned in US dollars and no recent UK credit history, his own bank, along with several others, simply wouldn’t play ball. The message was the same wherever he turned: come home, rent for a couple of years, an

The Bank of England has voted to hold interest rates at 4% following one of the closest decisions in recent months. Five members of the Monetary Policy Committee voted to maintain the current rate, while four favoured a small reduction to 3.75%. The split vote highlights growing support for rate cuts, with the Bank now signalling that a move in December is a real possibility.   This cautious approach comes as the Bank looks to balance signs of cooling inflation against ongoin

Not every mortgage application fits neatly into the standard lending box. And that’s where having expertise on your side can really make...

Yesterday, those fine folks who make up the Bank of England’s Monetary Policy Committee (MPC) voted to cut bank rate to 4%, a level last...